Privacy policy & Terms of Use

Privacy policy

Controller Information

The data controller for this service is Abraca Oy.

Contact details:

• Email: admin@abracagrowth.com

• Telephone: +358 40 83 50 624 (Anna Sofia Abrahamsson)

Data Collected

We collect and process the following personal data:

• Name

• Email address

• Billing information (for paid services)

• Test responses (for the free test)

• Purchase history (for the accelerator course)

Purpose of Data Processing

Your personal data is processed for the following purposes:

• Providing access to free and paid courses

• Managing participation in the free test

• Processing payments and providing access to the accelerator course

• Enforcing the terms of use, including investigating breaches of the confidentiality obligation

• Sending essential service communications (non-marketing)

Legal Basis for Processing

The legal basis for processing your personal data is:

• Contractual necessity (to provide our services)

• Legal obligations (billing and financial records)

• Legitimate interests (protecting our intellectual property and enforcing our terms)

User Rights

You have the following rights under applicable data protection laws:

• Access: Obtain information about your personal data we hold

• Rectification: Request correction of inaccurate data

• Deletion: Request deletion when the data is no longer needed

• Objection: Object to certain processing in specific circumstances

To exercise your rights, contact us at admin@abracagrowth.com.

Data Retention

Personal data will be stored:

• For the duration of your use of our services

• For up to 5 years for billing and legal purposes after your last purchase

Data no longer necessary for these purposes will be securely deleted or anonymised.

Data Security

We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, disclosure, alteration, or destruction.

We use professional-grade third-party services such as Google Drive for secure storage and operational purposes. While we select such providers with great care, we cannot be held responsible for any data breaches originating from the security failures of these providers outside our direct control.

Updates to this Privacy Policy

We may update this Privacy Policy from time to time. Significant changes will be communicated via email or on our website.

Terms of Use

1. General

These Terms of Use ("Terms") govern your access to and use of the services, courses, and content provided by Abraca Oy ("we", "us", "our") through our website and related platforms.

By accessing or using our services, you agree to be bound by these Terms.

2. Services Offered

We provide:

• Free online materials, including tests and test answers

• Paid educational programmes, including the courses and programs

3. User Obligations

You agree to use our services only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit the use and enjoyment of our services by any third party.

You must provide accurate and current information when registering or purchasing any services.

4. Intellectual Property

All content, materials, and information provided by Abraca Oy are the intellectual property of Abraca Oy or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws.

5. Special Terms for the Abraca Accelerator Course

The materials, methods, and information provided as part of the Abraca Accelerator Course ("Course Materials") are strictly confidential and proprietary.

5.1 Confidentiality Obligation

You expressly agree:

• Not to share, publish, copy, transfer, resell, distribute, or otherwise disclose any part of the Course Materials to any third party, whether for commercial or non-commercial purposes

• Not to use the Course Materials for developing competing services or courses

This obligation continues indefinitely, even after the termination of your access to the course.

5.2 Contractual Penalty

In case of breach of the confidentiality obligation stated above, you agree to pay a contractual penalty of 5 000 € per breach.

This penalty is without prejudice to our right to claim further damages or pursue any additional legal remedies available under Finnish law.

6. Payment and Refund Policy

Prices are stated in euros (EUR) and include VAT where applicable.

Payments must be completed before access to paid services is granted. Due to the digital nature of our products, no refunds are offered after access to the Course Materials has been provided.

7. Limitation of Liability

We provide our services using reasonable skill and care. However, we do not warrant that our services will be uninterrupted or error-free.

To the fullest extent permitted by law, we exclude liability for any indirect or consequential loss or damage arising from the use of our services.

8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Finland. Any disputes shall be subject to the exclusive jurisdiction of the courts of Finland.

9. Amendments

We reserve the right to modify these Terms at any time. Any significant changes will be notified on our website or via email. Continued use of the services after changes constitutes acceptance of the new Terms.